Digital Banking Hub is an asset specifically designed for facilitating innovation. It therefore works on two levels, combining today’s needs with tomorrow’s challenges. The HUB provides a differential value to clients as it effectively applies the most disruptive technologies to real projects.
The DHB has agreements with Fintechs and key partners to access the most innovative technologies in several areas: biometrics, business intelligence, IA-based behavior analysis, secure digital onboarding and authentication.
The Digital Banking Hub encompasses a multidisciplinary team that supports Bankinglab with a complete range of services:

Research
- Observatory and trend analysis
- Benchmarking
- Startups/partners analysis

Multi-collaboration
- Working together with key areas involved in the digitalization process, such as Innovation or Legal departments.

Innovation
- Sandbox environment
- PoC lab
- Immersive experiences
- Design of physical spaces to implement "phygital" experiences

Strategic Support
- Project implementation
- Opportunity management
- Strategic alliances with key partners

Work Methodology
- Co-creation workshops
- Agile Methodologies
- Development of frameworks adapted to specific needs
- Center of Excellence
Meet our team

Carlos de la Osa
Delivery Manager
With over 14 years of experience in IT consultancy, mainly in Projects for the banking sector, Carlos has coordinated several digital banking projects focused on the digital transformation of the physical environments. Those involved user experience enhancement, generation of new business models and workflow efficiency improvement.
“People are the key value in a project as a good working environment that can stimulate the generation of new ideas considerable enhances the results obtained.”
María de Miguel Gago
Digital Banking Manager
Maria has over 9 years of experience in IT consultancy projects for the financial sector, which have involved digital transformation, innovation, and the development of solutions based on IT systems. She currently coordinates innovation projects aimed at assisting in the digital transformation processes of financial organizations throughout their life cycle.
“Among my main goals are fostering the leadership in the members of the team entailing the growth of the unit to reach its professional goals. I also take part in designing value propositions that can help our clients to achieve their business and transformation goals. “